Dave Ramsey is WRONG on Credit Cards

Dave Ramsey has never had anything good to say about credit cards, but when you get past the theatrical displays with giant scissors and his famous rants, what is the substance of his argument?

Dave opposes credit cards for four main reasons: He says they're dangerous, you'll spend more money when using a credit card, the points are not a good deal and they won't get you rich.

I disagree with Dave on three out of four of these points. In my experience, credit cards can be an amazing way to gain some points and perks while protecting yourself against fraud.

In this video, I want to share why I believe Dave Ramsey is wrong about credit cards and how they can be a helpful financial tool.